California’s Home Financing Trends



In 2013, the majority of California home buyers obtained 30-Year, fixed rate loans.

  • The average down payment was 25%

  • Buyers who had no problems with their appraisal 83%

  • Buyers who obtained a 30-year loan 85%

  • Buyer who obtained a fixed-rate loan 91%

  • 91 % of California home buyers financed their home in 2013


Source: CAR’s 2013 Home Buyer Survey

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